1. Acceptance of Terms

By accessing or using Financial Kit (the "App", the "Service"), you agree to these Terms of Use. If you do not agree, please do not use the App. We may update these Terms from time to time. The last updated date may be displayed on this page.

2. Service Description

Financial Kit provides financial calculators (e.g., loan calculations, Croatian salary calculations, copyright income, and employment-related calculations) based on Croatian regulations. Results are provided for informational purposes only.

3. No Legal / Tax / Financial Advice

The App does not provide legal, tax, or financial advice. Calculations may depend on user input, regulatory changes, and individual circumstances. For official calculations and decisions, consult qualified professionals or competent authorities.

4. User Accounts and Saved Calculations

Certain features (such as saving calculations) may require registration. You are responsible for maintaining the confidentiality of your credentials and for all activities under your account.

5. Acceptable Use

You must not use the App in any unlawful manner, attempt unauthorized access, disrupt the Service, or misuse it (including abusive automation or scraping without permission).

6. Availability and Changes

The App is provided "as is". We may modify, suspend, or discontinue parts of the Service at any time without notice.

7. Intellectual Property

The App's code, design, and content are protected by intellectual property laws. You may not copy, modify, distribute, or publicly use any part of the App beyond permitted use without prior written consent.

8. Limitation of Liability

To the maximum extent permitted by law, we are not liable for any damages arising from your use of the App, including reliance on calculation results, loss of profits, or service unavailability.

9. Governing Law and Jurisdiction

These Terms are governed by the laws of the Republic of Croatia. Courts in Croatia shall have jurisdiction, unless mandatory consumer protection rules provide otherwise.

10. Contact

For questions regarding these Terms, contact: kvesic.mislav@gmail.com